Category: home mortgage

February 7, 2009

Home Mortgage: Second Look at Mortgage Rates

Filed under: home mortgage - 07 Feb 2009

Mortgage rates are at very attractive lows. People are flocking for refinancings. But isn’t it better to have a closer look at these rates. The home mortgage rate was below five percent last month. For a thirty …

Home mortgages: Best Home Mortgage Rate

Filed under: home mortgage - 07 Feb 2009

Buying a home is a dream for many people. Mostly the dream is fulfilled by taking a loan or mortgage. Planning has to be done very much in advance if you are going to apply for a …

February 6, 2009

Home Mortgage: Strict Loan Documentation Standards and Housing Bubble

Filed under: home mortgage - 06 Feb 2009

The housing bubble and the result is what we are witnessing these days. The fabrication of income largely by borrowers and its encouragement by lenders has contributed to the housing bubble. Loan programs for stated income …

Home Mortgage: Fixed Rate Mortgage and ARMs

Filed under: home mortgage - 06 Feb 2009

Most people would prefer to go for fixed rate mortgages when purchasing a house. The fifteen to thirty year term mortgages are very popular. Fixed rate mortgages give the common man security and help him escape the …

February 4, 2009

Home mortgage: Mortgage rates

Filed under: home mortgage - 04 Feb 2009

Every cloud has silver lining so does this dark cloud of economic recession. The silver lining is the low mortgage rates. They are now at a historic low. The applicants for refinancing their existing mortgages are …

Home mortgage: American Home Mortgage Investment Corporation

Filed under: home mortgage - 04 Feb 2009

American Home Mortgage Investment Corporation (AHMIQ) was the tenth largest mortgage lender in United States of America and it was structured as a REIT, i.e. real estate investment trust. Unfortunately this company has filed for …

Home Mortgage: Manufactured home finance

Filed under: home mortgage - 04 Feb 2009

Manufactured homes are the latest fad. More and more people are choosing this option to live the life of their dreams. The manufactured homes these days are made with premium materials and cannot be distinguished from …

January 24, 2009

Mortgage Home Loan: A conveyance against property

Filed under: home mortgage - 24 Jan 2009

A mortgage is a conveyance that is given against property. In today’s scenario, the word mortgage generally refers to mortgage loan. A Mortgage is said to happen when a tangible property is pledged to any financial institution to obtain new …

Home mortgages: Need for Mortgage loan modifications

Filed under: home mortgage - 24 Jan 2009

There are many home owners who are stuck with home loans and rates that make payments difficult, are frantically searching for solutions that would allow them to keep their homes as well as be able to pay back their mortgages …

January 23, 2009

Home mortgage: Second mortgage loan scams

Filed under: home mortgage - 23 Jan 2009

Predatory lenders try to scam people into opting for loan with, out of the way terms and conditions. These are usually seen when there is a boom in the reality sector. Normalcy returns at the end of boom. Second mortgages …

Home mortgage: Mortgage loan originators

Filed under: home mortgage - 23 Jan 2009

Loan originators are companies that offer loans. Financial institutions also offer loans but all of them don’t. Loan originators are lending companies who might or might not be associated with financial institutions such as banks. Loan originators usually are specialists …